Behind Your Bank Balance: How Your Account, Payments, Banks, and Credit Fit Together—Without the Jargon (Claravia Economics Guides)

Kindle Edition or EPUB + Converted PDF نویسندگان: Roberto Da SIlva
جزئیات
فرمت: Kindle Edition or EPUB + Converted PDF تاریخ انتشار نسخه الکترونیکی : August 11, 2026
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لینک: https://www.amazon.com/dp/B0HDRPMN3X
توضیحات
You see your bank balance every day. But what does that number actually represent—and what happens behind the scenes when you pay, borrow, transfer money, or repay a loan?Behind Your Bank Balance takes you step by step through the system that connects your account, your payments, banks, credit, and the central bank.Written for readers with no background in economics or banking, this book explains the mechanisms in clear, everyday language—without turning them into slogans or burying them in technical jargon.You’ll learn:• what the balance in your bank account really represents• what happens when you make a payment or transfer money• what changes when a bank makes a loan• why deposits, reserves, capital, liquidity, and solvency are different things• what happens when a loan is spent and later repaid• why banks can face liquidity problems even when they own valuable assets• how bank runs develop and why confidence matters• what role the central bank plays in the banking system• how changes in central bank interest rates can reach the credit terms people actually face• how to read headlines about money, banks, credit, and interest rates with better judgmentAlong the way, Roberto Da Silva uses simple examples and balance-sheet logic to show how the pieces fit together while preserving the distinctions that matter.A clear guide to understanding what happens behind your bank balance—and how the financial system around it actually works.
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